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1. Loan-to-value ratio (LTV) caps and debt servicing ratio (DSR) limits
Link: https://www.hkma.gov.hk/media/eng/doc/other-information/FAQ_J1_Table_Eng.pdf
Description: File Size: 416KB Page Count: 2
File Size: 416KBPage Count: 2
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2. Hong Kong Monetary Authority - Property Lending
Link: https://www.hkma.gov.hk/eng/regulatory-resources/regulatory-guides/guidelines/1997/07/guide_594b/
Description: WebAug 1, 2011 · All institutions must have a clearly defined and documented policy to assess the repayment capability of residential mortgage borrowers. This should include the …
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3. A Primer On Hong Kong's RMBS Market | S&P Global Ratings
Link: https://www.spglobal.com/ratings/en/research/articles/230413-a-primer-on-hong-kong-s-rmbs-market-12684718
Description:
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4. Hong Kong Monetary Authority - Property Mortgage Lending
Link: https://www.hkma.gov.hk/eng/regulatory-resources/regulatory-guides/by-subject-current/property-mortgage-lending/
Description: Web11 rows · Dec 20, 2023 · 27 Feb 2015. 10 Items. Last revision date : 28 February 2024. …
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5. Explore further
Link: https://www.hkma.gov.hk/media/eng/doc/key-information/guidelines-and-circular/2024/20240228e1.pdf
Description:
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6. Countercyclical macroprudential measures for property mortgage …
Link: https://www.info.gov.hk/gia/general/202307/07/P2023070700565p.htm
Description: WebThe existing requirements to lower the applicable maximum LTV ratio and debt servicing ratio (DSR) limit by 10 percentage points for mortgage applicants whose incomes are …
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7. A Primer On Hong Kong's RMBS Market | S&P Global Ratings
Link: https://www.spglobal.com/ratings/en/research/articles/230413-a-primer-on-hong-kong-s-rmbs-market-12684718
Description: WebApr 13, 2023 · Limits on DSR: HKMA also specifies limits on the debt servicing ratio (DSR) of each residential mortgage to assess the repayment capability of borrower. The DSR is …
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8. Measures to cool down the residential property markets in
Link: https://www.legco.gov.hk/research-publications/english/2021in17-measures-to-cool-down-the-residential-property-markets-in-selected-places-20210923-e.pdf
Description: Webresidents). According to HKMA, the macro -prudential measures aim to strengthen the resilience of the banking sector to cope with the possible fall in property prices, as well as …
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9. Prudential Measures for Property Mortgage Loans - Gov
Link: https://www.info.gov.hk/gia/general/201502/27/P201502270735.htm
Description: WebFeb 27, 2015 · Second: The maximum debt-servicing ratio (DSR) for borrowers who buy a second residential property for self-use will be lowered to 40% from 50%, and the …
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10. Mortgage Calculator | Centaline Property - 中原地產
Link: https://hk.centanet.com/info/en/calculator/mortgage-calculator
Description: WebBased on Basic DSR. $40,711 (50%) Monthly Repayment. $20,356. Monthly Repayment for 1 st Mortgage. $20,356. Tenor. 30 Year (s) Total Interest. $3,127,904. Interest for 1st …
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11. LCQ17: Statistics and policies on residential mortgages - Gov
Link: https://www.info.gov.hk/gia/general/202101/27/P2021012700169.htm
Description: WebJan 27, 2021 · (7) The HKMA requires banks to carefully evaluate applicants' repayment ability and compute the debt-servicing ratio (DSR) in assessing mortgage applications. …
